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Archive for January, 2014

Who Has AD & D Insurance?

Person Slipping© Norine Peardon

Many insurance companies offer Accidental Death and Dismemberment (AD & D)  insurance policies to customers of banks and credit cards.  Unless you select additional coverage, this insurance costs you nothing.  The benefits are in place for you to file a claim should the occasion arise.



I have been wondering how many people forget about this coverage when a qualifying event occurs.  Recently, I realized that in a family death of 4 years ago, the coverage had been forgotten.    The discovery came when a notice of renewal was received for the deceased person.