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Who Has AD & D Insurance?

Person Slipping© Norine Peardon

Many insurance companies offer Accidental Death and Dismemberment (AD & D)  insurance policies to customers of banks and credit cards.  Unless you select additional coverage, this insurance costs you nothing.  The benefits are in place for you to file a claim should the occasion arise.



I have been wondering how many people forget about this coverage when a qualifying event occurs.  Recently, I realized that in a family death of 4 years ago, the coverage had been forgotten.    The discovery came when a notice of renewal was received for the deceased person.

Buying Your First House –Important To Plan



Why is planning important when buying your first house?
No matter how many years you have rented a residence, you will need to know the “nitty gritty” when buying your first house.

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