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Archive for the 'FINANCE' Category

Budget Politics

This article is a guest article written by Thomas Sowell.

Back in my teaching days, many years ago, one of the things I liked to ask the class to consider was this: Imagine a government agency with only two tasks: (1) building statues of Benedict Arnold and (2) providing life-saving medications to children. If this agency’s budget were cut, what would it do?

Techniques To Assist You To Get The Best Unsecured Loan Over The Internet

Beware of Unscrupulous Online Lenders

There are a few small but necessary precautions to take when obtaining  a personal loan on the internet.  Nevertheless, it may be a lot easier than you think to obtain a loan online.  You need to be diligent in your research and do lots of research on the loan company you most likely will choose.

Good or Evil – Debit Cards ?

© Norine Peardon, September, 2009

moneygraphic

Unfortunately, banks are aware of the poor spending habits of its customers, and have really sucked people in, thinking a debit card serves them well.  For the record, debit cards can be real evil;  I have not discovered the good!

In the “old days”, banks charged their customers sometimes just a monthly fee on a checking account and sometimes, a fee per check, and sometimes, both.  Slowly, due to competition and needing depositors, “free checking” was incorporated into the banking industry.

Pay Day Lending

moneytree1Is pay day borrowing smart?  Absolutely not!  The payday loan gets you out of temporary, current, financial trouble but brings more trouble.  Just as a credit card does, the borrower is allowed to postpone a debt with a payday loan but for a shorter period of time.

A payday loan has very high interest rates and means you do not have the money to do responsible borrowing.  Better to hold off on your purchase until you have the money available.