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There are a few small but necessary precautions to take when obtaining  a personal loan on the internet.  Nevertheless, it may be a lot easier than you think to obtain a loan online.  You need to be diligent in your research and do lots of research on the loan company you most likely will choose.

Although the internet can seem like the simplest and handiest method to obtain a personal loan, there is a definite downside to the method of obtaining online personal loans.  Many of the online lenders are operating legal loan companies, but there are several who are just waiting to run a scam on you.  Check the qualifications of the loan company you are considering with the Better Business Bureau before signing any agreements to borrow money from anyone.  Read more... (539 words, estimated 2:09 mins reading time)

Are you considering filing for bankruptcy, but you don’t want to give up your car?  Have you asked how you can keep your car in bankruptcy?   There is a way to keep your car and file for bankruptcy and here is how you do it.

To begin with, if you file for bankruptcy you will have the chance to keep your car as long as you do not include it in the assets of the bankruptcy.  Read more... (340 words, estimated 1:22 mins reading time)

© Norine Peardon, September, 2009

Unfortunately, banks are aware of the poor spending habits of its customers, and have really sucked people in, thinking a debit card serves them well.  For the record, debit cards can be real evil;  I have not discovered the good!

In the “old days”, banks charged their customers sometimes just a monthly fee on a checking account and sometimes, a fee per check, and sometimes, both.  Slowly, due to competition and needing depositors, “free checking” was incorporated into the banking industry.  Read more... (596 words, 1 image, estimated 2:23 mins reading time)

If you’re looking for information on how to fix your credit score, two things are pretty likely:

1)  You have bad credit, and it’s been that way for a while.
2)  You’re shopping for something big like a car or home, but your bad credit is getting in the way of your ability to make the purchase.

Now you’ll start on your credit repair adventure, and if you persevere, you’ll wind up on a path to greater prosperity.

The reasons for having good credit should be obvious, but I’ll go over some of the main points:  Read more... (600 words, estimated 2:24 mins reading time)

T. Harv Eker

Have you heard about T. Harv Eker?  If not, you should have!  He became a millionaire in only two and a half years, using the principles he now teaches to others. He founded Peak Potentials Training to help other people follow in his footsteps.

I was skeptical about Eker’s claims when I first encountered them.  After all, it seems like it’s impossible to do this well in such a short time.  Then I heard about the principles behind his methods.